Happy New Year! I cannot believe 2025 is done and we are now in a complete new year. If you are like me, you set a lot of goals for the new year, personally, for your family, financially, etc. I have always set goals and made steps in order to make sure I can track it and follow through. In looking back at the past few years, I have a bit of anxiety for this new year. I want it to be a year full of growth and financial freedom but I also know how fast life can change and thin